Let me lay the foundations for my story.....

So I am bung. See my bung ankle in above photo (placed artfully by my iron mark). The bit where it balloons out usually goes inwards.
My eye is bung too. I went into work this morning and got sent home in case it's conjuntivitis or contagious. It's been like it for a couple of days (bit swollen, weepy, bloodshot). I had to teach one lesson before the reliever came, so I fashioned myself an eyepatch, but that's another story.
So here I am, this pathetic weepy eyed, limping shell of a person...... But I get to go home and have a day off work. Sweet! I offered to drop my flatmate in town for work then made my way to Kilbirnie Woolworths to get myself a treat for lunch......
As I drive into the carpark I notice it's quite full, so I'm driving along perusing for empty parks when suddenly I hear a loud scraping crashing noise to the left...... Somebody had backed out of their space right into the passenger side of my car.

I slow down and look back, and there are cars all around, so I decide to drive on a bit, park and come back.
Meanwhile the driver of the car gets out and comes down to where I parked. I get out and say, 'What happened there?' ... and then say, 'I've never had to do this before (mistake number 1?)...... She is very proactive. She starts asking for pen and paper and writes down her licence and insurance company for me (mistake number 2?). She takes the same details off me. She points out...
1) That she looked both ways before pulling out.
2) I must have been going fast for her to have not seen me..... 'You should drive slowly in a parking lot', she advises.....
3) That I should have seen her lights.
4) That her car isn't damaged - good thing about having a towbar. Looks like I'll have to get some panel beating though.
After all this I'm almost feeling guilty.... while I'm sure it's technically her fault, she's made me think that I must've been driving terribly! I thank her for the details and let her on her way.
Those of you who are more savy than me will see alarm bells right now.... I must admit I was naive and stupid.... she was a Pakeha middle aged woman. She seemed like somebody's mum.... she was giving ME sincere advice on how to drive more safely.... She'd been so proactive about coming over and getting my details and writing them down......
BUT....
I ring my insurance company and tell them the story, giving them her details. And it turns out.....
They're phoney! They're for a car that looks nothing like hers, registered to a man in Auckland who's not even with this company. Firstly that makes me angry because I have to pay lots more money on my excess ($700 since I'm only on my restricted). Secondly it pisses me off that people can be that mean and deceitful. Puts another chink in your faith in humanity! She seemed like a normal honest sort.........
Grrrr. I will not be so naive next time.
5 comments:
Oh that sucks.
That happened to us once. A guy backed into Fi at the lights driving a Pajero but gave details for a Commodore, which is not quite the same thing.
Tip for next time. Get the licence and make of the vehicle.
Also helps if you can get your claim before the other guy.
Hopefully there will not be a next time.
I think she gave false details either because she is not insured, or she wasn't looking. I think technically as you are already moving she has to give way to you. Judging by the area impacted I'd say she was the one speeding and not looking if it makes you feel any better. I suspect that if you had genuine details her insurance would be paying costs. I'm not sure about your excess though; insurance companies are very harsh on new drivers. At least you are over 25: it could be worse. When I wrote off my mums car in 1995 the excess was $500. That was twelve years ago, so its probably more now.
Also I have had a similar thing going on with my right eye for the last few days also. It is clearing up now though.
RICE that ankle, stat! Do you have any blue bruising yet? Thats when I know I have actually hurt myself.
If you can't play on Sunday you should be sideline coach. You could have a playboard and come up with wierd code names for plays.
I think the excess is $700. The damage is probably quite a bit more than that anyhow, probably at least one whole new door, possibly both.
Yeah, she probably wasn't insured or something..... she was quick to say straight away that she'd looked both ways etc.... but if she HAD, she shoulda seen me coming! I think the onus was on her ..... I didn't intend parking down that end of the lot, so I was probably going an average speed rather than slowing down to stop or anything..... but I doubt I was going 'fast' as she put it. My defensive driving coulda been better but I'm sure I woulda seen her in my periphial if she was coming out any decent amount of time before I got to her. I dunno. I honestly didn't notice anything until I heard the crunch, and even then it took me a while to figure out what had happened.
I'll be fine for Sunday. It's not too bad to walk on.
I think the excess is $700. The damage is probably quite a bit more than that anyhow, probably at least one whole new door, possibly both.
Yeah, she probably wasn't insured or something..... she was quick to say straight away that she'd looked both ways etc.... but if she HAD, she shoulda seen me coming! I think the onus was on her ..... I didn't intend parking down that end of the lot, so I was probably going an average speed rather than slowing down to stop or anything..... but I doubt I was going 'fast' as she put it. My defensive driving coulda been better but I'm sure I woulda seen her in my periphial if she was coming out any decent amount of time before I got to her. I dunno. I honestly didn't notice anything until I heard the crunch, and even then it took me a while to figure out what had happened.
I'll be fine for Sunday. It's not too bad to walk on.
Lady that really sucks. You in the wars and then the car. hope something goes well for ya soon.
BTW like the iron inprint on the carpet.
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